We fund the businesses the banks send away
Foretrust Funding is a direct funder based in Miami. We underwrite with our own capital, which means the person who reviews your file is the person who can approve it.
Why we started
Small businesses do not fail for lack of ambition. They fail because a $60,000 gap arrives on a Tuesday and the bank needs six weeks. We built Foretrust to close that gap in a day, using the only number that actually predicts whether a business can carry capital: the revenue already moving through its account.
How we underwrite
Three months of bank statements, read by a person. We look at deposit consistency, the shape of the month, existing obligations and how the business has handled pressure before. Credit score is one input among several, not a gate. If the file does not work, we say so the same day and tell you why.
What we will not do
We do not stack a business into a position it cannot carry, and we do not quote a number we cannot fund. Every term sheet shows the factor rate, the total remittance, the schedule and every fee before anything is signed. If a merchant would be better served by a bank product, we say that too.
Where we work
We are headquartered in Miami and fund businesses across the country. A large share of our merchants run their businesses in Spanish, so we do too — the application, the term sheet conversation and the person on the phone.
Leadership
Leadership bios go here. Add each person's name, role, years in the industry and a photograph — this is the section a bank partner reads most closely.
See what your business qualifies for
Ten minutes to apply, three months of statements, an answer the same business day.
Apply now